Blog/The Best Alternative To Farmers Mutual Telephone Service

The Best Alternative To Farmers Mutual Telephone Service

Farmer Mutual Telephone Service is a legacy company providing traditional landline and VoIP service. However, many customers have been looking for alternatives to Farmers Mutual due to high prices, hidden & one-time charges, and limited features.

Here are three reasons why you should switch from Farmer Mutual to another company - Community Phone:

1. Future-proof landline service at affordable prices

2. Better calling features

3. Great customer service

Community Phone, the best Farmers Mutual alternative provides the reliability of a traditional landline, freedom of wireless communication, and great calling features at affordable prices. Read on to learn more!

9 Drawbacks of Farmers Mutual’s VoIP Phones

1. Installation Costs and Challenges

If you want a VoIP phone, Farmers Mutual has to install an internet line at your home. The expertise required for the installation and their customer response will determine the speed and accuracy of the installation and the subsequent working of your phones. Be ready to face several technical issues if the installation is incomplete or incorrect.

2. One-time Service Charges

You will have to pay several one-time charges, such as - a membership fee, setup fee, and additional labor of $75/hour, if you want to install a Farmers Mutual phone connection.

Save time and money with the DIY installation of the Community Phone landline base and get your landline up and running in minutes. Read on to learn more!

3. Patchy Connectivity

Farmers Mutual’s VoIP phones need more internet bandwidth for calls than normal browsing. So, you need a high-speed internet connection for good call quality. Since the internet is unavailable or patchy in rural and suburban areas, VoIP phones are not an option if you live in one of these areas.

Being in urban areas does not guarantee reliable connectivity either. Fluctuating internet connectivity in urban areas and blind spots at home will lead to issues such as call drops, jitter, latency, and poor voice quality.

4. Unreliable as Phones will Go Down During Outages

Your VoIP phones will go down:

1. If you or Farmers Mutual have a power outage

2. Farmers Mutual has internet issues

3. Network outages

4. Scheduled or unscheduled maintenance

These issues make Farmers Mutual’s VoIP phones highly unreliable if you want to stay connected with loved ones or emergency services.

Investing in a backup power unit can be an option, but it is expensive and is not the perfect solution. Backup power units can help you only if you have a power outage, but if your VoIP provider has an outage or other issues, your phone lines will be down.

5. Safety and Security Issues

A VoIP phone will leave you vulnerable to hacks, attacks, malware, and internet-related threats. Hackers may intercept your data when you use the internet for communication, leading to data and identity theft.

For example, you may be liable for credit cards, expensive purchases, and loans you never took.

6. Poor Call Quality

Call quality and clarity on VoIP phones depend on the strength of the internet connection. The favorite catchphrase of all VoIP providers is "fast and stable internet," which means you will need expensive high-speed internet from Farmers Mutual to have good call quality.

Since consistent internet connectivity and affordability are subjective, call drops and poor voice quality are characteristic of internet-based phones.

7. Lack of Flexibility

VoIP phones boast flexibility claiming you can make or receive calls anywhere. However, since call quality and connectivity depend on your internet's strength, it will only be consistent in some places.

Blind spots at home, the distance from the modem/router, and the number of obstacles between you and the modem/router will influence call quality and connectivity. These scenarios can lead to call drops, jitter, latency, and poor call quality, even if you have a high-speed internet connection from Farmers Mutual.

8. Challenges With Emergency Tracking

First responders, especially 911, cannot trace your location accurately if you call from your Farmers Mutual VoIP phone. Since the information comes from an IP address with no GPS data and is not from a physical address or cell tower, location tracking becomes difficult.

9. Specialized Hardware

When switching from a traditional landline to a Farmers Mutual VoIP phone, you must buy a specialized VoIP router, special ethernet cables, and a VoIP-compatible phone. You will be stranded without a phone if the technician does not install the hardware correctly or the setup is incomplete.

Drawbacks of a Farmers Mutual Traditional Landline

1. Downtime

Inclement weather with rain, lightning, and tornadoes can take out an entire landline network in no time, leaving you stranded without a phone during emergencies. Repairing these lines can be a hassle as Farmers Mutual phone technicians may not know where the problem started and how to fix it, leading to severe downtime.

2. Limited Features

Farmers Mutual does not offer calling features like call waiting, caller ID, call forwarding, etc., on their traditional landlines. You will have to pay extra if you want to avail of these services.

Switch to Community Phone if you want to continue using your landline, have the freedom of wireless access and excellent calling features like call waiting, landline texting, unlimited nationwide calling, call forwarding, and more.

3. Manual Spam Call Blocking

Farmers Mutual cannot provide automated spam call blocking, as conventional landlines do not house the technology for an in-built spam blocker. With Americans losing an average of $577 per person in 2022 to phone scams, manual spam blocking, *60, or phone features are insufficient to protect you against spam.

You need a system that can block spam calls automatically before your phone rings. Switch to Community Phone to enjoy the reliability of a conventional landline and the protection of a robust spam blocker.

Read on to learn more!

4. Maintenance

As per FCC order 19-72, large carriers can retire copper wire service nationwide, allowing customers to upgrade to expensive bundled landlines or VoIP phones. Companies that do not want to retire or upgrade their connections can allow the POTS lines to deteriorate by not investing in maintenance.

Copper cables laid down in the 80s and 90s are bound to require extensive maintenance as they would have been damaged due to inclement weather and wear and tear. However, telecom companies are unwilling to spend on maintaining POTS lines as the return on investment is negligible. Farmers Mutual may not find skilled repair technicians to attend to maintenance requests or may upgrade you to their VoIP phones to cut down maintenance costs and make profits.

5. Challenges in Procuring Replacements

Since the technology of conventional landlines is outdated, it may be challenging to get a technician to repair your faulty instrument or a wall jack or procure replacement parts for your landline.

6. Physical Limitation

Conventional landlines tether you to a spot. A cordless phone may provide some flexibility, subject to its range. If you are moving to a different location, you may not be able to find POTS lines as telecom companies are not providing new copper connections any more.

Community Phone - The Best Alternative to Farmers Mutual Phone Service

Image of Community Phone landline service

Community Phone is the best wireless landline phone service in the US, revolutionizing traditional landlines to combine reliability, flexibility, and excellent features. Its wireless landline base connects your home phone to local cell towers, eliminating the need for high-speed internet to make or receive calls.

The company provides solid coverage across 99% of the US for you to experience excellent connectivity and superior voice quality in rural and low-reception areas.

Enjoy unlimited nationwide calling, features like spam call blocking, call forwarding, call waiting, voicemail, 3-way calling, and more at affordable prices. With US-based support, no hidden charges, and flexibility, Community Phone is the best landline service.

How It Works

The Community Phone landline base does not tie your phone to the internet as it works off resilient cell towers. The company's partnership with nationwide carriers and the unique design of the landline base ensure connectivity across 99% of the U.S., including rural areas. The built-in antennas on the base amplify signals from mobile towers to ensure superior voice quality in low-reception areas.

The 12-hour backup battery in the base ensures your phones continue working during a power outage or blackout in your area.

Why is Community Phone better than Farmers Mutual Telephone Company?

Here are some salient Community Phone features that make it better than VoIP providers:

1. Zero cost Installation and 30- second Setup

You do not need a technician or advanced skills to install your Community Phone landline. You can set up your landline in 30 seconds with the following steps:

1. Unwrap the landline base.

Image of Community Phone landline setup - Step 1

2. Connect the base to a power outlet. Do not turn it on yet.

Image of Community Phone landline setup - Step 2

3. Hook your phone to the base per instructions in the manual.

Image of Community Phone landline setup - Step 3

4. Toggle the ON/OFF switch to the ON position

Image of Community Phone landline setup - Step 4

5. Turn on the power and wait for 5 mins. Once the base finishes setup, make a test call to ensure your phone works as intended.

Image of Community Phone landline setup - Step 5

2. Connectivity

Community Phone has partnered with nationwide carriers to ensure coverage across 99% of the U.S. Since the wireless landline base does not need an internet connection to work, you will not face issues such as call drops, jitter, or latency.

3. Reliability

Resilient technology and thoughtfulness make your Community Phone landline the most reliable option to stay connected with loved ones and emergency services. Their landline base works off resilient cell towers with power backups to support them during a massive outage. The base also has a 12-hour backup battery that keeps your phone working during a power outage or blackout in your area.

4. Security

Since Community Phone does not tie your landline to the internet, it does not leave you vulnerable to hacks, attacks, data, or identity theft. You get an additional layer of security as the wireless landline cannot be wiretapped like conventional landlines.

5. Call Quality

Community Phone has partnered with carriers nationwide to ensure robust coverage and clear voice quality in rural areas. The landline base has built-in antennas that amplify mobile signals to ensure crystal-clear voice quality in poor-reception areas.

6. Geographical Limitations

Community Phone's landline service covers 99% of the U.S., including rural areas, making geographical limitations and the monopoly of certain carriers a thing of the past. The landline base's unique design and revolutionary wireless technology provide superior voice quality even in low-reception areas.

7. Flexibility

Community Phone's partnership with nationwide carriers and the unique landline base design ensure excellent voice quality and connectivity across 99% of the U.S. Experience extreme flexibility with your Community Phone landline, as you can take it anywhere without changing the number. Plug it into a power outlet and a phone, and your landline will work as well as new!

8. Emergency Tracking

First responders can easily track your location in an emergency, as they can trace the data originating from the cell tower and zero in on your location.

9. Hardware

You don't need fancy equipment for your Community Phone landline, except the landline base and a SIM. You will receive the SIM with the base when you sign up with Community Phone. The landline base is compatible with all phone models, saving you the hassle of buying new phone equipment. Save time and money with the zero-cost installation of the landline base.

Community Phone Landline Features

Spam Call Blocking

68.4 million Americans lost money to phone scams in 2022, a 23% increase since 2021. With scammers being persistent in their brutal attacks, manual call barring and phone features to block spam are no longer effective. According to reports, scammers have found a way around the STIR/SHAKEN protocols implemented by the government for consumer protection.

Get the Community Phone spam-blocker, your one-stop solution to prevent unwanted and unlawful calls from ringing your phone. The spam blocker challenges robocalls and blocks them before the call can ring your phone, ensuring protection against spam.

Image of Community Phone robocall blocker

The "Safelist," a new Community Phone feature, allows you to list the numbers you want to accept calls from. Your phone will ring to let calls from these numbers through and block all others before the phone rings. You can update your allowed list anytime to add or delete numbers, or Community Phone specialists will be happy to assist you.

Studies report that several people miss legitimate calls fearing spam. Understanding the need to balance robust spam protection and legitimate calls, Community Phone is launching another iteration of the Safelist soon.

This feature will allow you to accept calls from numbers you want and route the rest to voicemail. Since Community Phone will not block other numbers, you can check your voice messages and respond to the ones you deem necessary.

The soon-to-be-launched "blocklist" is an aggressive spam blocker that blocks over 6 million spam calls based on an ever-growing database of spam numbers and a spam score. You can actively contribute to this database by adding a spam number to protect yourself and other Community Phone customers from scams and fraud.

Talk to Community Phone specialists to learn more!

Image of Community Phone spam blocker services

Call Waiting

The call waiting feature helps you handle two calls simultaneously. You will hear 2 beeps when there is an incoming call while you are engaged on one call. You can place the first call on hold, talk to the second caller, or route it to voicemail.

Call Forwarding

Enable call forwarding to forward important calls when you cannot answer them from your business landline. You can opt from one of the several Community Phone options to forward your business calls to a number of your choice.

Temporary Forwarding: Use the manual process to turn call forwarding ON/OFF if you are temporarily away from your business phone. Here'sHere's how you can enable it:

1. Get a dial tone

2. Dial **21*1

3. Dial the 10-digit number you want the calls forwarded to and #

4. Three beeps will indicate you have enabled call forwarding

Follow the same steps, but press ##21# to turn off call forwarding.

Unconditional Forwarding: Forward all calls from your landline to a cell phone or another number of your choice and ditch your landline.

Conditional Forwarding: You can program several phone numbers to ring simultaneously with one incoming call, allowing the person available to answer the call.

You can also have numbers ring in succession if the first number is busy or does not answer. For example, your cell phone can ring if you do not answer your landline within 20 seconds. A Community Phone specialist will be happy to enable these options for you.

Image of Community Phone call forwarding feature

Call History

Enable the call history feature and access information on incoming and outgoing calls to and from your Community Phone landline.

You can use this feature to

1. Return missed calls from known contacts

2. Store legitimate contacts

3. Check caller information against known contacts

4. Send a message or

5. Block spam calls.

Image of Community Phone call history feature

Caller ID

On Outgoing Calls

Opt for the caller ID feature so the recipient can see your number or name when you make outbound calls. This feature can help loved ones answer your call or return missed calls without mistaking them as spam.

Incoming Calls

You will be able to see the caller ID of the person calling you if:

1. The person has enabled caller ID

2. Has registered in the national register

3. Your phone can support the caller ID feature.

Community Phone does not use third-party apps to provide the caller ID feature.

Landline Texting

Studies reveal that millennials and later generations prefer texting to talking. Stay in touch with younger children or grandchildren by texting them from your Community Phone landline through the landline texting feature. The unlimited text feature and 2-way messaging enable you to see the messages from the recipient and continue the conversation.

Image of Community Phone landline texting

3-way Calling

Connect with 2 or more of your loved ones simultaneously with the 3-way calling feature, spend some great moments, and create memorable experiences. You can connect with your loved ones on the same call and hear them speak simultaneously without worrying about free calling apps, internet bandwidth, or patchy and dropped internet calls.

Benefits of Switching to Community Phone

Besides having a reliable landline service that does not require internet, Community Phone members enjoy the following benefits:

Unlimited nationwide calling and text: Stay in touch with loved ones across the U.S. with Community Phone's unlimited talk and text.

No internet needed: The Community Phone landline base works off cell towers without tying your phone to the internet. Since your phones are not dependent on the internet, they will continue working during an internet outage or maintenance.

Number choice: You can get a new local number FREE when you sign up with Community Phone. You can also transfer your existing number through their unique hand-held porting process.

Image of Community Phone local number

Zero-cost Installation: The landline base does not require a technician to install it. You or anyone in your business or household can install your Community Phone landline in under 30 seconds and be ready to make calls in 5 mins.

Image of Community Phone landline setup

24/7 reliable customer support: Contact Community Phone customer support via phone, email, and live chat 24/7 to experience world-class support from live agents. Glowing customer reviews on BBB and Trustpilot are testimonies of their commitment to customers.

Works during power outages: The 12-hour backup battery in the landline base ensures your phones continue working during power outages and blackouts and saves money on expensive battery backup units.

How to get a Community Phone landline?

Follow these steps to get a Community Phone landline:

1. Call Community Phone at (866)-340-6256 and speak with a specialist.

2. The rep will check your area for coverage. Since Community Phone covers 99% of the US, this should not be an issue.

3. You get a local number FREE when you signup. Choose a new number or port your existing number. The specialist will help you get a similar number if your preferred number is unavailable.

4. Choose a plan to suit your needs.

5. Complete the signup process

6. Wait for your landline base, and install it per instructions. You can contact Community Phone support if you have challenges or questions.

7. Wait until the base completes the setup. Make a test call to check if your landline works as intended.


What are the drawbacks of Farmers Mutual Telephone Service?

Farmers Mutual provides traditional landline and VoIP services, but they have several drawbacks:

1. Their VoIP phones will not work during power outages or other network issues.

2. Require high-speed internet to work

3. Installation is expensive, and there are several one-time charges

4. Limited features on VoIP

5. Calling features on traditional landlines cost additional

6. No automated spam blocker

Switch to Community Phone, the best wireless home phone service provider, which provides the reliability of a landline, freedom of wireless communication, automated spam blocker, and outstanding calling features at affordable prices.

What is the best alternative to Farmers Mutual Telephone Service?

Community Phone landlines work off local cell towers, eliminating the need for copper connections or internet. With great calling features, the reliability of a conventional landline, freedom of wireless access, and affordable plans, Community Phone is the best Cincinnati Bell alternative.


Community Phone is the best alternative to Farmers Mutual telephone service. They provide unlimited local and long-distance calling in the USA, and great features such as spam call blocking, caller ID, call forwarding, call waiting, 3-way calling, voicemail, and more at affordable prices.

With no hidden charges and world-class support, Community Phone is the best landline service in the US. Switch today and see the difference!

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