Phone phishing scams, also known as voice phishing or "vishing" scams, are happening more and more as mobile phone data has become easier to access.
While most Internet users are familiar with the other common phishing scams that primarily come through email, many people (including those who aren't familiar with common scams) are getting caught off-guard by these seemingly authentic phone calls with sinister motives.
The best way to avoid getting caught up in phone call scams is to detect phishing calls as they come in and know the appropriate way to respond to protect yourself, your information, and your money. Make sure also to have a reliable internet connection so that you get to be updated on the latest news on phone phishing scams.
Vishing or Phishing phone scams involve fraudsters calling people and pretending to be from a legitimate organization, such as a bank or government agency. The caller then tries to trick the person into giving them personal information or money.
Prevalent phishing scams, including phone scams, have been around for years. Still, they are becoming more commonplace as people increasingly use their mobile phones for everything from banking to shopping.
The caller will often say there is a problem with the person's account or an urgent need for them to take action.
They may also try to create a sense of urgency or fear by saying the person's social security number has been compromised or that their bank account will be frozen (or some other dire consequence) if they don't act immediately.
The caller may also try to sound friendly and helpful, pretending to be a customer service representative trying to resolve an issue.
In reality, they are trying to get you to give them personal information, such as a credit card number or bank account number. The scammer may also try to get you to transfer money to a different account.
If your mobile phone is constantly getting calls or messages from scammers, you might be better off getting rid of that phone and switching to a reliable landline that works without the internet, making it harder for them to track you down.